About 'receivable write off'|Receivables

About 'receivable write off'|Receivables

Ｂａｂｙ               ｂｏｏｍｅｒｓ               ａｒｅ               ｎｏｔｏｒｉｏｕｓｌｙ               ｂａｄ               ａｂｏｕｔ               ｂａｌａｎｃｉｎｇ               ｔｈｅｉｒ               ｃｈｅｃｋｂｏｏｋｓ...ｐａｒｔ               ｏｆ               ｔｈｅ,               "Ｉ               ｈａｖｅ               ｃｈｅｃｋｓ,               ｓｏ               Ｉ               ｍｕｓｔ               ｈａｖｅ               ｍｏｎｅｙ!"               ｇｅｎｅｒａｔｉｏｎ. Ｓｏ               Ｉ               ｇｕｅｓｓ               ｉｔ               ｉｓ               ａ               ｖｅｒｙ               ｇｏｏｄ               ｔｈｉｎｇ               ｔｈａｔ               ｋｉｄｓ               ｔｏｄａｙ               ａｒｅ               ｗｅｌｌ-ｖｅｒｓｅｄ               ａｎｄ               ｃｏｍｆｏｒｔａｂｌｅ               ｕｓｉｎｇ               ｐｌａｓｔｉｃ               ｄｅｂｉｔ               ｃａｒｄｓ. Ｗｈｙ...ｂｅｃａｕｓｅ               ｔｈｅｓｅ               ｔｉｍｅｓ,               ｔｈｅｙ               ａｒｅ               ａ               ｃｈａｎｇｉｎ'...ｔｈａｔ               ｉｓ               ｔｈｅ               ｒｕｌｅｓ               ｒｅｖｏｌｖｉｎｇ               ａｒｏｕｎｄ               ｃｈｅｃｋｓ               ａｎｄ               ｃｈｅｃｋｉｎｇ               ａｃｃｏｕｎｔｓ               ａｒｅ               ｃｈａｎｇｉｎｇ. Ｌａｓｔ               ｗｅｅｋ,               ｕｎｎｏｔｉｃｅｄ,               ａ               ｎｅｗ               ａｎｄ               ｄｒａｍａｔｉｃ               ｒｕｌｅ               ｗｅｎｔ               ｉｎｔｏ               ａｆｆｅｃｔ. Ｔｈｅ               "ｆｌｏａｔ"               ｐｅｒｉｏｄ               ｔｈａｔ               ｍｏｓｔ               ｏｆ               ｕｓ               ｇｒｅｗ               ｕｐ               ｗｉｔｈ               ｉｓ               ｎｏｗ               ａ               ｔｈｉｎｇ               ｏｆ               ｔｈｅ               ｐａｓｔ.                Ｔｏ               ｕｎｄｅｒｓｔａｎｄ               ｔｈａｔ               ｔｅｒｍ               ｂｅｔｔｅｒ,               Ｉ               ａｍ               ｔａｌｋｉｎｇ               ａｂｏｕｔ               ｔｈｅ               ｄｅｃｅｐｔｉｖｅ               ｄｏｌｌａｒ               ｖａｌｕｅ               ｏｆ               ｙｏｕｒ               ｃｈｅｃｋｉｎｇ               ａｃｃｏｕｎｔ               ｃａｓｈ               ｂａｌａｎｃｅ               ｔｈａｔ               ｉｓ               ｃｒｅａｔｅｄ               ｂｙ               ｔｈｅ               ｌｅｎｇｔｈ               ｏｆ               ｔｉｍｅ               ｉｔ               ｔａｋｅｓ               ｔｈｅ               ｒｅｃｉｐｉｅｎｔ               ｏｆ               ｓａｉｄ               ｃｈｅｃｋ               ｔｏ               ｃａｓｈ               ｉｔ               ａｎｄ               ｈａｖｅ               ｉｔ               ｒｅｇｉｓｔｅｒ               ｏｎ               ｙｏｕｒ               ｃｈｅｃｋｉｎｇ               ａｃｃｏｕｎｔ.                Ｆｏｒ               ｍｏｓｔ               ｏｆ               ｕｓ,               ｉｎｃｌｕｄｉｎｇ               ｍｙｓｅｌｆ,               ｗｅ               ｇｒｅｗ               ｕｐ               ｉｎ               ｔｈｅ               "ｐｒｅ-ｔｅｃｈｎｏｌｏｇｙ               ａｇｅ"               ｏｆ               ｔｈｅ               ｌａｓｔ               ｆｅｗ               ｄｅｃａｄｅｓ. Ｔｈｅｒｅ               ｗｅｒｅ               ｍａｎｙ               ａ               ｄａｙ               ｗｈｅｎ               ｙｏｕ               ｃｏｕｌｄ               ｗｒｉｔｅ               ａ               ｃｈｅｃｋ               ｏｎ               Ｔｈｕｒｓｄａｙ               ｅｖｅｎｉｎｇ,               ｋｎｏｗｉｎｇ               ｆｕｌｌ               ｗｅｌｌ               ｔｈａｔ               ｔｈｅ               ｃｈｅｃｋ               ｗｏｕｌｄｎ'ｔ               ｌｅａｖｅ               ｔｈｅ               ｓｔｏｒｅ               ｕｎｔｉｌ               Ｆｒｉｄａｙ,               ａｎｄ               ｓｉｎｃｅ               ｔｈｅ               ｂａｎｋｓ               ｗｅｒｅ               ｃｌｏｓｅｄ               ｏｖｅｒ               ｔｈｅ               ｗｅｅｋｅｎｄ,               ｉｔ               ｗｏｕｌｄｎ'ｔ               ｒｅａｃｈ               ｙｏｕｒ               ｃｈｅｃｋｉｎｇ               ａｃｃｏｕｎｔ               ｔｉｌｌ               ａｔ               ｌｅａｓｔ               Ｍｏｎｄａｙ.                Ｗｅｌｌ               ｇｒａｎｔｅｄ,               ｔｈｉｓ               ｉｓ               ｎｏｔ               ａ               "ｂｅｓｔ               ｐｒａｃｔｉｃｅｓ"               ｓｃｅｎａｒｉｏ,               ｂｅｃａｕｓｅ               ａｓ               ｒｅｓｐｏｎｓｉｂｌｅ               ａｄｕｌｔ               ｃｏｎｓｕｍｅｒｓ               ｗｅ               ａｒｅ               ｎｏｔ               ｓｕｐｐｏｓｅｄ               ｔｏ               ｗｒｉｔｅ               ｃｈｅｃｋ               ｏｎ               ｍｏｎｅｙ               ｔｈａｔ               ｗｅ               ｄｏｎ'ｔ               ｈａｖｅ               ｉｎ               ｏｕｒ               ａｃｃｏｕｎｔｓ               ａｔ               ｔｈａｔ               ｔｉｍｅ. Ａｎｄ               Ｉ               ｄｏ               ｕｎｄｅｒｓｔａｎｄ               ｌｉｖｉｎｇ               ｐａｙｃｈｅｃｋ               ｔｏ               ｐａｙｃｈｅｃｋ               ａｎｄ               ｔｈｅｒｅ               ｎｅｖｅｒ               ｂｅｉｎｇ               ｅｎｏｕｇｈ               ｍｏｎｅｙ               ｔｏ               ｂｕｙ               ｔｈｅ               ｋｉｄｓ               ｍｉｌｋ,               ｏｒ               ｐａｙ               ｔｈｅ               ｅｌｅｃｔｒｉｃ               ｂｉｌｌ               ｂｅｆｏｒｅ               ｔｈｅｙ               ｓｈｕｔ               ｉｔ               ｏｆｆ. Ｂｕｔ               ｐｅｏｐｌｅ               ｃａｕｇｈｔ               ｉｎ               ｔｈｉｓ               Ｒｕｓｓｉａｎ               ｒｏｕｌｅｔｔｅ               ｓｙｎｄｒｏｍｅ               ｏｆ               ｔｒｙｉｎｇ               ｔｏ               ｍａｔｃｈ               ｉｎ-ｆｌｏｗｓ               ａｎｄ               ｏｕｔ-ｆｌｏｗｓ               ｃｏｕｌｄ               ｇｅｔ               ｂｕｒｎｅｄ               ｂｙ               ｔｈｅ               ｎｅｗ               ｓｙｓｔｅｍ               ｔｈａｔ               ｉｓ               ｃｌｅａｒｉｎｇ               ｃｈｅｃｋｓ               ｆａｓｔｅｒ               ｔｈａｎ               ｔｈｅｙ               ａｎｔｉｃｉｐａｔｅｄ.                Ｔｈｅ               ｙｅａｒ               ｏｆ               2004               ｂｒｏｕｇｈｔ               ｕｓ               ｔｈｅ               ｉｎｆａｍｏｕｓ               Ｃｈｅｃｋ               Ｃｌｅａｒｉｎｇ               Ａｃｔ               ｆｏｒ               ｔｈｅ               21ｓｔ               Ｃｅｎｔｕｒｙ,               ｆｏｎｄｌｙ               ｃａｌｌｅｄ,               ｏｒ               ｃｕｒｓｅｄ,               ｄｅｐｅｎｄｉｎｇ               ｏｎ               ｙｏｕｒ               ｐｏｉｎｔ               ｏｆ               ｖｉｅｗ,               Ｃｈｅｃｋ               21. Ｔｈｉｓ               ａｃｔ               ｍａｄｅ               ｉｔ               ｅａｓｉｅｒ,               ｆｏｒ               ｔｈｅ               ｂａｎｋｓ,               ｍｉｎｄ               ｙｏｕ...ｔｏ               ｐｒｏｃｅｓｓ               ｃｈｅｃｋｓ               ｅｌｅｃｔｒｏｎｉｃａｌｌｙ               ｗｉｔｈｏｕｔ               ｎｅｅｄｉｎｇ               ｔｏ               ｔｒａｎｓｆｅｒ               ｔｈｅ               ｐａｐｅｒ               ｃｈｅｃｋｓ               ｆｒｏｍ               ｏｎｅ               ｌｏｃａｔｉｏｎ               ｔｏ               ａｎｏｔｈｅｒ. Ｗｈｉｌｅ               ｉｔ               ａｌｓｏ               ｍａｄｅ               ｉｔ               ｈａｒｄｅｒ               ｆｏｒ               ｃｏｎｓｕｍｅｒｓ               ｔｏ               ｒｅｃｅｉｖｅ               ａ               ｃｏｐｙ,               ｃａｌｌｅｄ               ａ               "ｓｕｂｓｔｉｔｕｔｅ               ｃｈｅｃｋ"               ｔｈａｔ               ｉｓ               ｌｅｇａｌｌｙ               ｅｑｕｉｖａｌｅｎｔ               ｔｏ               ａ               ｃａｎｃｅｌｌｅｄ               ｃｈｅｃｋ,               ｆｏｒ               ａｎｙ               ｄｉｓｐｕｔｅ               ｗｉｔｈ               ａ               ｍｅｒｃｈａｎｔ               ｏｒ               ｃｒｅｄｉｔｏｒ.                Ｉ               ｄｏ               ａｄｍｉｔ               ｂｅｇｒｕｄｇｅｄｌｙ               ｔｈａｔ               ｍｏｖｉｎｇ               35               ｂｉｌｌｉｏｎ               ｐａｐｅｒ               ｃｈｅｃｋｓ               ｅａｃｈ               ｙｅａｒ               ｒｅａｌｌｙ               ｈａｄ               ｔｏ               ｅｎｄ,               ｅｖｅｎ               ｉｆ               ｉｔ               ｉｓ               ｏｎｌｙ               ｔｏ               ｓａｖｅ               ｔｈｅ               ｔｒｅｅｓ               ｉｎｖｏｌｖｅｄ. Ｂｕｔ               ｔｈｉｓ               ｃｒｅａｔｅｄ               ａｎ               ｕｎｆａｉｒ               ａｄｖａｎｔａｇｅ               ｔｏ               ｂａｎｋｓ               ｔｏ               ｃｈａｒｇｅ               ｅｘｔｒａ               ｆｅｅｓ               ｆｏｒ               ｓｕｂｓｔｉｔｕｔｅ               ｐａｐｅｒ               ｃｏｐｉｅｓ.                Ｎｏｗ               ｔｏ               ｏｌｄ               ｔｉｍｅｒｓ               ｌｉｋｅ               ｍｅ,               ｔｈａｔ               ｗａｓ               ａ               ｒｕｄｅ               ａｗａｋｅｎｉｎｇ               ｗｈｅｎ               Ｉ               ｎｏ               ｌｏｎｇｅｒ               ｒｅｃｅｉｖｅｄ               ｍｙ               ｃａｎｃｅｌｅｄ               ｃｈｅｃｋｓ               ｉｎ               ｔｈｅ               ｍａｉｌ,               ｗｉｔｈ               ａｌｌ               ｔｈｅ               ｄｉｆｆｅｒｅｎｔ               ｂａｎｋ               ｓｔａｍｐｓ               ｏｎ               ｔｈｅｍ               ｔｅｓｔｉｆｙｉｎｇ               ｔｏ               ｔｈｅｉｒ               ｊｏｕｒｎｅｙ               ｔｈｒｏｕｇｈ               ｔｈｅ               ｓｙｓｔｅｍ. Ｔｈｅｒｅ               ｗａｓ               ｓｏｍｅｔｈｉｎｇ               ｃｏｍｆｏｒｔｉｎｇ               ａｂｏｕｔ               ｈａｖｉｎｇ               ｔｈａｔ               ｐｉｅｃｅ               ｏｆ               ｐａｐｅｒ               ｉｎ               ｍｙ               ｈａｎｄ. Ｔｈｅｎ               ｔｈｅ               ｎｅｘｔ               ｉｎｓｉｄｉｏｕｓ               ｓｔｅｐ               ｔｏｗａｒｄｓ               ａ               ｃａｓｈｌｅｓｓ               ｓｏｃｉｅｔｙ,               ｏｒ               ｐａｐｅｒｌｅｓｓ,               ｉｆ               ｙｏｕ               ｇｏ               ｆｏｒ               ｔｈｅ               ｌａｔｅｓｔ               ｉｎｆｕｓｉｏｎ               ｏｆ               ｎｅｗ               ｄｏｌｌａｒ               ｃｏｉｎｓ,               ｗａｓ               ｔｈｅ               ｉｍｐｌｅｍｅｎｔａｔｉｏｎ               ｏｆ               "ａｃｃｏｕｎｔｓ               ｒｅｃｅｉｖａｂｌｅ               ｃｏｎｖｅｒｓｉｏｎ."                Ｔｈｉｓ               ｓｔｅｐ               ｉｓ               ｗｈｅｒｅ               ｔｈｅｙ               ｃｏｎｖｅｒｔ               ｔｈｅ               ｐａｐｅｒ               ｃｈｅｃｋ               ｔｈａｔ               ｙｏｕ               ｓｏ               ｌｏｖｉｎｇｌｙ               ｗｒｏｔｅ...ａｎｄ               ｐｒａｙｅｄ               ｔｈａｔ               ｉｔ               ｒｅａｃｈｅｄ               ｔｈｅ               ｂａｃｋ               ＡＦＴＥＲ               ｙｏｕｒ               ｍｏｎｅｙ               ｄｉｄ...ｉｎｔｏ               ａｎ               ｅｌｅｃｔｒｏｎｉｃ               ｐａｙｍｅｎｔ. Ｙｏｕ               ｃｈｅｃｋ               ｎｕｍｂｅｒ               ｗｉｌｌ               ｎｏｔ               ｎｅｃｅｓｓａｒｉｌｙ               ｓｈｏｗ               ｕｐ               ｏｎ               ｙｏｕｒ               ｓｔａｔｅｍｅｎｔ,               ｂｕｔ               ｍａｙ               ｂｅ               ｒｅｐｌａｃｅｄ               ｂｙ               ａｎ               ｅｌｅｃｔｒｏｎｉｃ               ｅｎｔｒｙ               ｔｈａｔ               ｓｈｏｗｓ               ｔｈｅ               ａｍｏｕｎｔ               ａｎｄ               ｔｈｅ               ｄｅｂｉｔ               ｔｏ               ｙｏｕｒ               ａｃｃｏｕｎｔ.                Ａｌｌ               ｏｆ               ｔｈｉｓ               ｌｅａｄｓ               ｔｏ               ｔｈｅ               ｃｈａｎｇｅ               ｔｈａｔ               ｗａｓ               ｉｍｐｌｅｍｅｎｔｅｄ               ｔｈｉｓ               ｐａｓｔ               Ｆｒｉｄａｙ,               ａｎｄ               ｂａｓｉｃａｌｌｙ               ｉｇｎｏｒｅｄ               ｂｙ               ｔｈｅ               ｍａｓｓ               ｍｅｄｉａ,               ｃａｌｌｅｄ               "ｂａｃｋ               ｏｆｆｉｃｅ               ｃｏｎｖｅｒｓｉｏｎ". Ｉｎ               ｔｈｅ               ｐａｓｔ               ｙｏｕ               ｗｒｏｔｅ               ａ               ｃｈｅｃｋ,               ｔｈｅ               ｓｔｏｒｅ               ｔｏｏｋ               ｔｈｅｍ               ｔｏ               ｔｈｅ               ｂａｃｋ               ｏｆｆｉｃｅ,               ｔｈｕｓ               ｔｈｅ               ｎａｍｅ,               ａｎｄ               ｔｈｅｎ               ｔｈｅｒｅ               ｗａｓ               ｔｈｅ               ｄａｉｌｙ               ｔｒｉｐ               ｔｏ               ｔｈｅ               ｂａｎｋ               ｔｏ               ｇｅｔ               ｔｈｅｍ               ｃｌｅａｒｅｄ...Ｎｏ               ｍｏｒｅ!                Ｎｏｗ               ｔｈｅｙ               ｃａｎ               ｃｏｎｖｅｒｔ               ｙｏｕｒ               ｃｈｅｃｋ               ｔｏ               ａｎ               ｅｌｅｃｔｒｏｎｉｃ               ｐａｙｍｅｎｔ               ｔｈａｔ               ｃａｎ               ｒｅａｃｈ               ｔｈｅ               ｂａｎｋ               ｄｕｒｉｎｇ               ｔｈｅ               ｄａｙ,               ｏｒ               ａｔ               ｔｈｅ               ｄａｙ'ｓ               ｅｎｄ,               ａｎｄ               ｍｏｓｔ               ａｓｓｕｒｅｄｌｙ               ｏｖｅｒｎｉｇｈｔ!                Ｔｈｅ               ｐｒｏｐｅｒ               Ｅｎｇｌｉｓｈ               ａｎｄ               ｃｈｅｃｋｂｏｏｋ               ｃｈａｌｌｅｎｇｅｄ               ｔｒａｎｓｌａｔｉｏｎ               ｏｆ               ｔｈａｔ,               "Ｇｏｏｄｂｙｅ               ｆｌｏａｔ! Ｎｏ               ｍｏｒｅ               ｍａｋｉｎｇ               ａ               ｐｕｒｃｈａｓｅ               ｏｎ               ｔｈｅ               ｗｅｅｋｅｎｄ               ａｎｄ               ｎｏｔ               ｅｘｐｅｃｔｉｎｇ               ｔｏ               ｃｌｅａｒ               ｔｉｌｌ               Ｍｏｎｄａｙ.

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