2013년 11월 25일 월요일

About 'what can u write off on taxes'|... in the U.S. Supreme Court for saying that this can’t be televised and this can’t be on YouTube. I think that...opposition knew exactly what they were ...







About 'what can u write off on taxes'|... in the U.S. Supreme Court for saying that this can’t be televised and this can’t be on YouTube. I think that...opposition knew exactly what they were ...








So,               your               Predators               that               are               after               you.

Debt               Collectors               didn't               validate               your               debt               and               you're               wondering               what               you               should               do               next?

Well,               here's               some               ideas               and               some               tactics               that               you               should               use               to               continue               your               fight               against               these               Predators.

First               off               however,               let's               touch               briefly               on               the               law               behind               this               non-validation               and               what               it               means               for               you               and               for               them.

Some               people               will               tell               you               that               it               matters               and               that               there's               a               difference               CAN'T               and               WON'T               validate,               but               this               isn't               true               at               all.

The               only               thing               that               matters               is               this;               that               you               requested               validation               of               your               debt               (by               Certified               Mail),               started               the               clock               on               the               day               they               signed               for               it,               and               that               you               received               NOTHING               or               a               letter               saying               THEY               CAN'T               VALIDATE.

In               either               case,               you               claimed               your               right               under               Federal               Law               to               have               your               debt               validated               by               these               Predators               and               they               DIDN'T               or               COULDN'T               DO               IT.

IT'S               THE               SAME               THING....NO               DIFFERENCE.

Don't               let               these               Predators               tell               you               that               there's               a               difference,               and               now               with               that               said,               let's               talk               about               what               you               should               expect               from               them.
               Since               they               didn't               validate               your               debt,               they               know               they               can't               collect               on               that               debt.

(Note:               If               you               receive               one               more               phone               call               from               that               debt               collector,               KEEP               TRACK               OF               THAT               ON               YOUR               PHONE               RECORDS.

THEY'RE               NOT               ALLOWED               TO               CONTACT               YOU               UNTIL               IT'S               VALIDATED!

THAT               CAN               WIN               YOU               MONEY               IN               COURT               EASILY!)               Now,               since               they               know               they               can't               collect               it,               they're               more               than               likely               going               to               sell               it               to               someone               else,               so,               let's               briefly               discuss               what's               going               on               behind               the               scenes               concerning               your               debt.
               Let's               say               you               have               a               $1000               debt               and               it's               gone               to               collections               with               some               agency.

That               agency               probably               deals               with               "junk               debts"               where               they               buy               up               hundreds               of               thousands               of               dollars               worth               of               debts               at               a               time               for               pennies               on               the               dollar,               but               let's               deal               with               just               yours.

So,               you               have               this               $1000               debt               with               the               original               creditor               and               they               decide               they               can't               collect               on               it,               so               what               do               they               do?

They               write               it               off               on               their               taxes               and               sell               it               to               some               Predator               for               usually               30-50%               of               the               original               debt               amount.

What               this               means               is               that               your               $1000               debt               just               got               sold               to               someone               for               around               $300-$500               dollars               and               they're               hoping               to               collect               the               full               $1000               from               you.

Well,               they               start               harassing               you               and               you               request               validation               which               they               didn't               provide,               so               here's               where               the               next               step               comes               in.

They               know               they               can't               contact               you               again               or               collect               the               debt               so               what               do               they               do...they               sell               that               debt               to               someone               else.

Then               another               company               starts               to               come               after               you.

So,               starting               at               this               point,               let's               start               your               tactics               here.
               Your               next               step               should               be               to               take               the               letter               the               Predators               sent               you,               or               if               they               didn't               respond               at               all,               a               letter               stating               it               wasn't               validated,               and               send               a               copy               of               that               letter               (Certified               Mail)               to               the               Credit               Bureaus.

You               should               state               that               they               are               bound               by               Federal               Law               to               only               report               accurate               information               and               since               that               debt               couldn't               be               validated,               then               it               has               to               be               REMOVED               FROM               YOUR               CREDIT.

When               another               Predator               contact               you,               repeat               the               process               until               it               gets               into               a               cycle               of               2               or               3               different               Predators               have               come               after               you.

Why               you               ask?

Because               it               shows               that               it               CAN               NOT               BE               VALIDATED               AND               YOU               HAVE               DONE               YOUR               PART               3               OR               4               TIMES               OVER               AND               IT'S               TIME               FOR               IT               TO               STOP.

Why               does               it               matter               how               it               looks               you               might               ask               again?

Because,               your               final               step               to               fight               back               is               to               sue               these               Predators               and               win!
               Don't               get               nervous               thinking               about               getting               sued.

If               they               can't               validate               that               debt,               you               want               them               to               sue               you.

You               want               them               to               take               you               to               court               because               you're               gonna               provide               all               your               documentation               and               demonstrate               that               they               didn't               follow               the               Federal               Laws               dealing               with               debt               collection               and               you're               going               to               get               it               dismissed.

It's               also               not               a               bad               idea               to               sue               them               with               this               information               in               hand.

Lots               of               times,               when               they               sue               you,               they               HOPE               you               don't               show               up               to               court               so               they               get               a               "DEFAULT               JUDGMENT"               against               you.

But,               that's               now               how               we               fight...WE               SHOW               UP               IN               COURT               AND               SHOW               ALL               OUR               INFORMATION               AND               WIN!!!

Remember,               they               only               have               30               days               to               validate               this               debt               and               I               don't               care               if               they               can               do               it               45               days               after               they               signed               for               that               letter               of               Request               of               Validation               or               if               it's               3               years               later...they               only               had               30               days.
               I               hope               this               series               of               articles               has               helped               you               win               and               regain               control               of               your               life               again.

Dealing               with               debt               collectors               can               be               a               daunting               task               for               anyone               but               with               this               information               and               tactics,               you               can               demand               respect,               regain               your               finances               and               control               over               your               life.
               The               final               short               article               of               this               series               is               just               a               small               list               of               things               to               remember               and               facts               you               may               not               know               about               creditors               and               dealing               with               them               that               may               be               very               helpful               to               you!

It's               called               "10               Things               You               NEED               to               Know               when               Dealing               with               Debt               Collectors"...Good               Luck               Friends!






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