About 'how to live debt free'|Fiscal Literacy Friday / Financial Literacy 3 Keys to Debt Free Living

About 'how to live debt free'|Fiscal Literacy Friday / Financial Literacy 3 Keys to Debt Free Living

Ｔｉｓ'               ｔｈｅ               ｓｅａｓｏｎ               ｔｏ               ｓｈｏｐ               ｆｏｒ               Ｃｈｒｉｓｔｍａｓ! Ｉｆ               ｙｏｕ               ｐｌａｎ               ｔｏ               ｇｉｖｅ               ｇｉｆｔｓ               ｆｏｒ               Ｃｈｒｉｓｔｍａｓ,               ｂｅｇｉｎ               ｐｌａｎｎｉｎｇ               ｎｏｗ. Ｓｈｏｐｐｉｎｇ               ｉｓ               ｍｙ               ｆａｖｏｒｉｔｅ               ｐａｓｔｉｍｅ               ａｎｄ               Ｉ               ｄｏｎ'ｔ               ｌｉｋｅ               ｗｉｎｄｏｗ               ｓｈｏｐｐｉｎｇ               ｅｉｔｈｅｒ. Ｉｆ               ｙｏｕ               ｄｏｎ'ｔ               ｗａｎｔ               ｔｏ               ｂｅ               ｒｅｓｔｒｉｃｔｅｄ               ｔｏ               ｗｉｎｄｏｗ               ｓｈｏｐｐｉｎｇ               ｂｅｃａｕｓｅ               ｙｏｕ               ｓｐｅｎｔ               ａｌｌ               ｏｆ               ｙｏｕｒ               ｍｏｎｅｙ               ｐｕｒｃｈａｓｉｎｇ               ｇｉｆｔｓ               ｆｏｌｌｏｗ               ｔｈｅｓｅ               ｅａｓｙ               ｔｉｐｓ               ｔｏ               ｓａｖｅ               ｏｎ               ｅｖｅｒｙｔｈｉｎｇ               ｙｏｕ               ｎｅｅｄ. Ａｎｙｔｉｍｅ               ｏｆ               ｙｅａｒ               ｉｓ               ｇｒｅａｔ               ｆｏｒ               Ｃｈｒｉｓｔｍａｓ               ｓｈｏｐｐｉｎｇ. Ｉｆ               ｙｏｕ               ｐｌａｎ               ａｈｅａｄ               ｙｏｕ               ｃａｎ               ｓａｖｅ               ａ               ｌｏｔ               ｏｆ               ｍｏｎｅｙ               ａｎｄ               ｃｈｅｃｋ               ｏｆｆ               ｅｖｅｒｙｏｎｅ               ａｎｄ               ｖｉｒｔｕａｌｌｙ               ｅｖｅｒｙｔｈｉｎｇ               ｏｎ               ｙｏｕｒ               ｌｉｓｔ.                Ｍａｋｅ               ａ               Ｌｉｓｔ                Ｓａｎｔａ               ｉｓ               ｍａｋｉｎｇ               ａ               ｌｉｓｔ               ａｎｄ               ｃｈｅｃｋｉｎｇ               ｉｔ               ｔｗｉｃｅ               ａｎｄ               ｙｏｕ               ｓｈｏｕｌｄ               ｔｏｏ. Ｃｒｅａｔｅ               ａ               ｌｉｓｔ               ｏｆ               ｅｖｅｒｙｏｎｅ               ｙｏｕ               ｗｏｕｌｄ               ｌｉｋｅ               ｔｏ               ｇｉｖｅ               ｇｉｆｔｓ               ｔｏｏ               ａｎｄ               ｔｈｅ               ｉｔｅｍ               ｙｏｕ               ｗｏｕｌｄ               ｌｉｋｅ               ｔｏ               ｐｕｒｃｈａｓｅ. Ｄｏｎ'ｔ               ｆｏｒｇｅｔ               ｃｏｌｌｅａｇｕｅｓ               ａｎｄ               ｃｏｎｔｒａｃｔｏｒｓ               ｗｈｅｎ               ｍａｋｉｎｇ               ｙｏｕｒ               ｌｉｓｔ.                Ｇｉｆｔ               Ｏｐｔｉｏｎｓ                Ｂａｋｅｄ               Ｇｏｏｄｓ               ａｎｄ               Ｃｏｎｆｅｃｔｉｏｎｓ                Ｉｔ'ｓ               ｔｉｍｅ               ｔｏ               ｔａｋｅ               ｏｕｔ               ｔｈｅ               ｃｏｏｋｂｏｏｋｓ               ａｎｄ               ｓｅａｒｃｈ               ｏｎｌｉｎｅ               ｆｏｒ               ｄｅｌｉｃｉｏｕｓ               ｒｅｃｉｐｅｓ. Ｃｏｏｋｉｅｓ,               ｃａｋｅｓ               ａｎｄ               ｃａｎｄｙ               ａｒｅ               ａｌｗａｙｓ               ｄｅｌｉｇｈｔｆｕｌ. Ｐｌａｃｅ               ｔｈｅ               ｓｗｅｅｔｓ               ｉｎ               ａ               ｔｉｎ,               ｓｍａｌｌ               ｇｉｆｔ               ｂｏｘ,               ｊａｒ               ｏｒ               ｏｔｈｅｒ               ｃｒｅａｔｉｖｅ               ｃｏｎｔａｉｎｅｒ               ａｎｄ               ｗｉｓｈ               ｔｈｅ               ｒｅｃｉｐｉｅｎｔ               Ｈａｐｐｙ               Ｈｏｌｉｄａｙｓ!                Ｉｆ               ｂａｋｉｎｇ               ｉｓ               ｎｏｔ               ｙｏｕｒ               ａｒｅａ               ｏｆ               ｅｘｐｅｒｔｉｓｅ,               ｐｕｒｃｈａｓｅ               ｔｈｅｓｅ               ｉｔｅｍｓ               ａｌｒｅａｄｙ               ｍａｄｅ               ａｎｄ               ｐｌａｃｅ               ａ               ｂｏｗ               ｏｎ               ｔｈｅｍ.                Ｈｏｌｉｄａｙ               Ｃａｒｄｓ                Ｙｏｕ               ｃａｎ               ｂｅ               ｄｅｂｔ               ｆｒｅｅ               ａｎｄ               ｓｔｒｅｓｓ               ｆｒｅｅ               ｉｆ               ｙｏｕ               ｓｉｍｐｌｙ               ｇｉｖｅ               ｅｖｅｒｙｏｎｅ               ｈｏｌｉｄａｙ               ｃａｒｄｓ. Ｏｐｔｉｏｎｓ               ｉｎｃｌｕｄｅ               ｐｈｏｔｏ               ｃａｒｄ               ｇｒｅｅｔｉｎｇｓ,               ｍｏｎｅｙ               ｈｏｌｄｅｒｓ               ａｎｄ               ｓｔａｎｄａｒｄ               ｇｒｅｅｔｉｎｇ               ｃａｒｄｓ.                Ｉｆ               ｙｏｕ               ｐｌａｎ               ｔｏ               ｉｎｃｌｕｄｅ               ｍｏｎｅｙ               ｉｎ               ｅａｃｈ               ｃａｒｄ,               ａ               $5.00               ｂｉｌｌ               ｆｏｒ               ｋｉｄｓ               ａｎｄ               $10.00               ｇｉｆｔ               ｃａｒｄ               ｆｏｒ               ａｄｕｌｔｓ               ｉｓ               ｉｄｅａｌ.                Ｐｅｒｓｏｎａｌ               Ｃａｒｅ               Ｉｔｅｍｓ                Ｂｕｂｂｌｅ               ｂａｔｈｓ,               ｌｏｔｉｏｎｓ               ａｎｄ               ｂａｔｈ               ｓａｌｔｓ               ｍａｋｅ               ｇｒｅａｔ               ｇｉｆｔｓ. Ｍｏｓｔ               ｗｏｍｅｎ               ｅｎｊｏｙ               ｆｒａｇｒａｎｃｅｓ               ａｎｄ               ｔｈｅｙ               ｃａｎ               ｔｙｐｉｃａｌｌｙ               ｂｅ               ｆｏｕｎｄ               ｏｎ               ｓａｌｅ               ｔｈｒｏｕｇｈｏｕｔ               ｔｈｅ               ｙｅａｒ.                Ｙｏｕ               ｓｈｏｕｌｄ               ｂｅ               ａｂｌｅ               ｔｏ               ｆｉｎｄ               7-10               ｔｕｂｅｓ               ｏｆ               ｌｏｔｉｏｎ               ｏｒ               ｂｏｔｔｌｅｓ               ｏｆ               ｂｏｄｙ               ｓｐｒａｙ               ｏｒ               ｍｉｓｔ               ｆｏｒ               $3.99-$10.00               ｐｅｒ               ｐａｃｋａｇｅ. Ｙｏｕ               ｃａｎ               ｇｉｆｔ               ｔｈｅｓｅ               ｉｔｅｍｓ               ｔｏ               7-10               ｉｎｄｉｖｉｄｕａｌｓ               ａｎｄ               ｓｐｅｎｄ               ｐｅｎｎｉｅｓ.                Ｌｏｔｔｅｒｙ               Ｔｉｃｋｅｔｓ                Ｌｏｔｔｅｒｙ               ｔｉｃｋｅｔｓ               ｍａｋｅ               ｇｒｅａｔ               ｇｉｆｔｓ               ｆｏｒ               ａｄｕｌｔｓ. Ｓｏｍｅ               ｗｉｌｌ               ｗｉｎ,               ｗｈｉｌｅ               ｏｔｈｅｒｓ               ｗｉｌｌ               ｌｏｓｅ. Ｉｎ               ｅｉｔｈｅｒ               ｃａｓｅ,               ｔｈｅ               ｇｉｆｔ               ｉｓ               ｃｒｅａｔｉｖｅ               ａｎｄ               ｉｓ               ｃｅｒｔａｉｎ               ｔｏ               ｉｇｎｉｔｅ               ｊｏｙ               ａｎｄ               ｌａｕｇｈｔｅｒ               ｔｈｒｏｕｇｈｏｕｔ               ｔｈｅ               ｒｏｏｍ. Ｉｎｃｌｕｄｅ               ｔｈｅ               ｔｉｃｋｅｔｓ               ｉｎ               ａ               ｈｏｌｉｄａｙ               ｃａｒｄ               ｗｉｔｈ               ａ               ｎｏｔｅ               ｗｉｓｈｉｎｇ               ｔｈｅ               ｒｅｃｉｐｉｅｎｔ               ｌｕｃｋ.                Ｋｉｔｓ                Ｙｏｕ               ｃａｎ               ｐｒｅｐａｒｅ               ａｌｌ               ｔｙｐｅｓ               ｏｆ               ｋｉｔｓ               ｔｏ               ｇｉｆｔ               ｔｏ               ｙｏｕｒ               ｌｏｖｅｄ               ｏｎｅｓ. Ｆｒｏｍ               ｃｏｆｆｅｅ               ｏｒ               ｃｒａｆｔｓ,               ｔｈｅ               ｇｉｆｔ               ｉｓ               ｓｕｒｅ               ｔｏ               ｐｌｅａｓｅ. Ａ               ｃｏｆｆｅｅ               ｋｉｔ               ｍｉｇｈｔ               ｉｎｃｌｕｄｅ               ｔｈｅ               ｒｅｃｉｐｉｅｎｔ'ｓ               ｆａｖｏｒｉｔｅ               ｔｙｐｅ               ｏｆ               ｃｏｆｆｅｅ,               ｃｒｅａｍｅｒ,               ｃｏｆｆｅｅ               ｍｕｇ(ｓ),               ｅｔ               ｃｅｔｅｒａ. Ｔｈｅｓｅ               ｉｔｅｍｓ               ｃａｎ               ｂｅ               ｐｌａｃｅｄ               ｉｎ               ａ               ｂａｓｋｅｔ               ｏｒ               ｇｉｆｔ               ｂａｇ               ｆｏｒ               ａｎ               ｅｌｅｇａｎｔ               ｐｒｅｓｅｎｔａｔｉｏｎ.                Ｃａｓｈ               ｏｒ               Ｃｈａｒｇｅ?                Ｉｔ               ｉｓ               ｗｉｄｅｌｙ               ｅｎｄｏｒｓｅｄ               ｔｈａｔ               ｙｏｕ               ｐａｙ               ｃａｓｈ               ｆｏｒ               ｐｕｒｃｈａｓｅｓ               ｗｈｅｎｅｖｅｒ               ｐｏｓｓｉｂｌｅ. Ｉｆ               ｙｏｕ               ｃｈａｒｇｅ               ｉｔ,               ｙｏｕ               ａｒｅ               ｕｌｔｉｍａｔｅｌｙ               ｉｎｃｕｒｒｉｎｇ               ｄｅｂｔ. Ｄｅｂｔ               ｙｏｕ               ｍａｙ               ｎｏｔ               ｂｅ               ａｂｌｅ               ｔｏ               ｒｅｐａｙ. Ａｓ               ｔｈｅ               ｇｏａｌ               ｏｆ               ｔｈｉｓ               ａｒｔｉｃｌｅ               ｉｓ               ｆｏｒ               ｙｏｕ               ｔｏ               ｂｅ               ｄｅｂｔ               ｆｒｅｅ               ａｆｔｅｒ               ｔｈｅ               ｈｏｌｉｄａｙｓ,               ｌｅａｖｅ               ｙｏｕｒ               ｃｒｅｄｉｔ               ｃａｒｄｓ               ａｔ               ｈｏｍｅ               ｏｒ               ｅｘｅｒｃｉｓｅ               ｒｅｓｔｒａｉｎｔ               ｗｈｅｎ               ｓｈｏｐｐｉｎｇ.                Ｙｏｕ               ｓｈｏｕｌｄ               ｎｏｔ               ｓｐｅｎｄ               ｍｏｎｅｙ               ｙｏｕ               ｄｏｎ'ｔ               ｈａｖｅ. Ｓｏ               ｓｈｏｐ               ａｎｄ               ｓｐｅｎｄ               ｗｉｓｅｌｙ.                Ｃｒｅａｔｅ               ａ               Ｈｏｌｉｄａｙ               Ｂｕｄｇｅｔ                Ｉｄｅａｌｌｙ,               ｙｏｕ               ｓｈｏｕｌｄ               ｎｏｔ               ｓｐｅｎｄ               ｍｏｒｅ               ｔｈａｎ               $150.00               ｏｆ               ｇｉｆｔｓ               ｆｏｒ               ａ               ｇｒｏｕｐ               ｏｆ               ａｎｙ               ｓｉｚｅ. Ｔｈｉｓ               ｉｎｃｌｕｄｅｓ               ｆａｍｉｌｙ               ａｎｄ               ｆｒｉｅｎｄｓ. Ｃｈｒｉｓｔｍａｓ,               ｉｎ               ｐａｒｔｉｃｕｌａｒ,               ｉｓ               ｎｏｔ               ａ               ｔｉｍｅ               ｆｏｒ               ｂｉｇ               ｓｐｅｎｄｉｎｇ               ｕｎｌｅｓｓ               ｙｏｕ               ｈａｖｅ               ｂｉｇ               ｂｕｃｋｓ. Ｃｈｒｉｓｔｍａｓ               ｉｓ               ａ               ｔｉｍｅ               ｔｏ               ｃｅｌｅｂｒａｔｅ               ｔｈｅ               ｂｉｒｔｈ               ｏｆ               Ｊｅｓｕｓ.                Ｔｏｄａｙ,               ｗｅ               ｃｅｌｅｂｒａｔｅ               ｔｈｅ               ｂｉｒｔｈ               ｏｆ               Ｃｈｒｉｓｔ               ｂｙ               ｇｉｖｉｎｇ               ｇｉｆｔｓ               ｔｏ               ｏｎｅ               ａｎｏｔｈｅｒ. Ｂｕｔ               ｙｏｕ               ｄｏｎ'ｔ               ｈａｖｅ               ｔｏ               ｂｒｅａｋ               ｔｈｅ               ｂａｎｋ               ａｎｄ               ａｄｄ               ｔｏ               ｙｏｕｒ               ｆｉｎａｎｃｉａｌ               ｆｒｕｓｔｒａｔｉｏｎｓ.                Ｐｌａｃｉｎｇ               ｌｉｍｉｔａｔｉｏｎｓ               ｏｎ               ｈｏｌｉｄａｙ               ｓｐｅｎｄｉｎｇ               ｉｓ               ａ               ｇｏａｌ               ｔｏ               ａｓｐｉｒｅ               ｔｏ. Ｍｏｓｔ               ｐｅｏｐｌｅ               ｆｉｎｄ               ｔｈｅｍｓｅｌｖｅｓ               ｐａｙｉｎｇ               ｒｅｓｔｉｔｕｔｉｏｎ               ｆｏｒ               ｗｒｏｎｇ               ｄｏｉｎｇ               ｄｕｒｉｎｇ               ｔｈｅ               ｈｏｌｉｄａｙｓ               ｂｙ               ｏｖｅｒ               ｓｐｅｎｄｉｎｇ. Ｔｈｉｓ               ｉｎ               ｔｕｒｎ               ｒｅｓｕｌｔｓ               ｉｎ               ａｎ               ｏｖｅｒｗｈｅｌｍｉｎｇ               ａｍｏｕｎｔ               ｏｆ               ｄｅｂｔ,               ａｓ               ｗｅｌｌ               ａｓ,               ｐａｓｔ               ｄｕｅ               ｂｉｌｌｓ               ｉｎ               ｔｈｅ               ｅａｒｌｙ               ｐａｒｔ               ｏｆ               ｔｈｅ               ｕｐｃｏｍｉｎｇ               ｙｅａｒ.                Ｒｅｆｅｒ               ｔｏ               ｙｏｕｒ               ｈｏｌｉｄａｙ               ｂｕｄｇｅｔ               ｔｈｒｏｕｇｈｏｕｔ               ｔｈｅ               ｙｅａｒ,               ａｓ               ｙｏｕ               ｓｈｏｐ               ｆｏｒ               ｇｉｆｔｓ,               ｔｏ               ｒｅｍａｉｎ               ｗｉｔｈｉｎ               ｔｈｅ               ｐｒｅｄｅｔｅｒｍｉｎｅｄ               ｓｐｅｎｄｉｎｇ               ｌｉｍｉｔｓ.                Ｃｏｍｐａｒｉｓｏｎ               Ｓｈｏｐ                Ｈａｖｅ               ｙｏｕ               ｅｖｅｒ               ｈｅａｒｄ               ｔｈｅ               ｓｏｎｇ,               "Ｙｏｕ               ｂｅｔｔｅｒ               ｓｈｏｐ               ａｒｏｕｎｄ"? Ｗｅｌｌ,               ｉｔ'ｓ               ｔｒｕｅ. Ｃｏｍｐａｒｉｓｏｎ               ｓｈｏｐｐｉｎｇ               ｉｓ               ａｎ               ｅｆｆｅｃｔｉｖｅ               ｗａｙ               ｔｏ               ｓａｖｅ               ｍｏｎｅｙ.                Ｄｉｓｃｏｕｎｔ               ｓｔｏｒｅｓ               ｔｙｐｉｃａｌｌｙ               ｏｆｆｅｒ               ｇｒｅａｔ               ｐｒｉｃｅｓ               ｏｎ               ｔｈｅ               ｓａｍｅ               ｍｅｒｃｈａｎｄｉｓｅ               ｓｏｌｄ               ｉｎ               ｄｅｐａｒｔｍｅｎｔ               ｓｔｏｒｅｓ. Ｒｅｓａｌｅ               ｓｔｏｒｅｓ               ａｌｓｏ               ｏｆｆｅｒ               ｂｒａｎｄ               ｎｅｗ               ｍｅｒｃｈａｎｄｉｓｅ               ｉｎ               ａｌｌ               ｄｅｐａｒｔｍｅｎｔｓ. Ｃｈｅｃｋｉｎｇ               ｙｏｕｒ               ｌｏｃａｌ               ｓｔｏｒｅ               ｙｅａｒ               ｒｏｕｎｄ               ｃａｎ               ｙｉｅｌｄ               ｓｉｇｎｉｆｉｃａｎｔ               ｓａｖｉｎｇｓ.                Ｕｓｅｄ               ｔｏｙｓ               ｉｎ               ｅｘｃｅｌｌｅｎｔ               ｃｏｎｄｉｔｉｏｎ               ｃａｎ               ａｌｓｏ               ｂｅ               ｆｏｕｎｄ               ａｔ               ｒｅｓａｌｅ               ｓｔｏｒｅｓ               ａｎｄ               ｙａｒｄ               ｓａｌｅｓ. Ｂｒｏｗｓｅ               ｅａｃｈ               ｄｅｐａｒｔｍｅｎｔ               ｆｏｒ               ｄｅａｌｓ               ａｎｄ               ｃｏｎｓｉｄｅｒ               ｈｏｗ               ｙｏｕ               ｗｉｌｌ               ｒｅｐａｃｋａｇｅ               ｉｔｅｍｓ               ｙｏｕ               ｆｉｎｄ. Ｐｌａｃｅ               ｔｈｅｍ               ｉｎ               ｇｉｆｔ               ｂａｇｓ               ｏｒ               ｂｏｘｅｓ               ｆｏｒ               ｇｉｆｔ               ｇｉｖｉｎｇ.                Ｋｉｄｓ               ｏｆ               ａ               ｃｅｒｔａｉｎ               ａｇｅ               ｗｉｌｌ               ｎｏｔ               ｋｎｏｗ               ｔｈｅ               ｄｉｆｆｅｒｅｎｃｅ               ｂｅｔｗｅｅｎ               ｓｏｍｅｔｈｉｎｇ               ｏｌｄ               ａｎｄ               ｓｏｍｅｔｈｉｎｇ               ｎｅｗ.                Ｕｓｅ               Ｃｏｕｐｏｎｓ                Ｉ               ａｍ               ａ               ｈｕｇｅ               ｐｒｏｐｏｎｅｎｔ               ｏｆ               ｃｏｕｐｏｎ               ｕｓｅ               ａｎｄ               ｆａｉｔｈｆｕｌｌｙ               ｗａｔｃｈ               Ｅｘｔｒｅｍｅ               Ｃｏｕｐｏｎｉｎｇ               ｏｎ               ＴＬＣ.                Ｉ               ｕｓｅ               ｃｏｕｐｏｎｓ               ｗｈｅｎｅｖｅｒ               Ｉ               ｃａｎ. Ｉｆ               ｙｏｕ               ｃｈｅｃｋ               ｔｈｅ               ｓａｌｅ               ｃｉｒｃｕｌａｒｓ               ｙｅａｒ               ｒｏｕｎｄ,               ｙｏｕ               ｃａｎ               ｆｉｎｄ               ｄｅａｌｓ               ｏｎ               ａｌｌ               ｓｏｒｔｓ               ｏｆ               ｉｔｅｍｓ. Ｓｔｏｒｅｓ               ｔｙｐｉｃａｌｌｙ               ｉｎｃｌｕｄｅ               ｃｏｕｐｏｎｓ               ｔｈａｔ               ｃａｎ               ｂｅ               ｕｓｅｄ               ｔｏ               ｐｕｒｃｈａｓｅ               ｉｔｅｍｓ               ｆｏｒ               ａ               ｐｅｒｃｅｎｔａｇｅ               ｏｆｆ               ｙｏｕｒ               ｔｏｔａｌ               ａｎｄ/ｏｒ               ｆｏｒ               ｓｐｅｃｉｆｉｃ               ｉｔｅｍｓ.                Ｐｌａｎ               ｔｏ               ｏｎｌｙ               ｓｈｏｐ               ｗｈｅｎ               ｙｏｕｒ               ｆａｖｏｒｉｔｅ               ｓｔｏｒｅ               ｈａｓ               ａ               ｓａｌｅ               ａｎｄ               ｏｆｆｅｒｓ               ａｄｄｉｔｉｏｎａｌ               ｓａｖｉｎｇｓ               ｏｎ               ｔｈｅ               ｉｔｅｍｓ               ｙｏｕ               ｃｈｏｏｓｅ.                Ｔｏｙｓ,               ｐｅｒｆｕｍｅ,               ｃｏｓｍｅｔｉｃｓ,               ｃｌｏｔｈｉｎｇ               ａｎｄ               ａｃｃｅｓｓｏｒｉｅｓ               ａｒｅ               ａｍｏｎｇｓｔ               ｔｈｅ               ｍｅｒｃｈａｎｄｉｓｅ               ｔｈａｔ               ｃａｎ               ｂｅ               ｐｕｒｃｈａｓｅｄ               ａｔ               ｄｅｅｐ               ｄｉｓｃｏｕｎｔｅｄ               ｐｒｉｃｅｓ. Ｓｏｍｅ               ｄｅａｌｓ               ａｒｅ               ｎｏｔ               ｅｖｅｎ               ａｄｖｅｒｔｉｓｅｄ. Ｔｈｉｓ               ｍｅａｎｓ               ｙｏｕ               ｓｈｏｕｌｄ               ｂｅ               ｏｎ               ｔｈｅ               ｌｏｏｋｏｕｔ               ｆｏｒ               ｉｔｅｍｓ               ｏｎ               ｃｌｅａｒａｎｃｅ               ａｎｄ               ｏｔｈｅｒ               ｕｎａｄｖｅｒｔｉｓｅｄ               ｄｅａｌｓ.                Ｆｏｏｄ               ａｎｄ               ｏｔｈｅｒ               ｉｔｅｍｓ               ｎｅｅｄｅｄ               ｆｏｒ               ｙｏｕｒ               ｈｏｌｉｄａｙ               ｃｅｌｅｂｒａｔｉｏｎ               ｃａｎ               ａｌｓｏ               ｂｅ               ｐｕｒｃｈａｓｅｄ               ｗｅｌｌ               ｉｎ               ａｄｖａｎｃｅ               ｏｆ               ｔｈｅ               ｈｏｌｉｄａｙ               ｓｅａｓｏｎ. Ｓｔｏｃｋ               ｕｐ               ｏｎ               ｈｏｌｉｄａｙ               ｍｅａｌ               ｅｓｓｅｎｔｉａｌｓ               ｎｏｗ               ａｎｄ               ｒｅｓｔ               ｌａｔｅｒ. Ｆｏｏｄ               ｉｔｅｍｓ               ｓｕｃｈ               ａｓ               ｃａｎｎｅｄ               ｇｏｏｄｓ,               ｐｉｅ               ｃｒｕｓｔ,               ｐｏｕｌｔｒｙ,               ｃｏｒｎｂｒｅａｄ               ｍｉｘ,               ｅｔ               ｃｅｔｅｒａ.                Ｗｈｙ               ｗａｉｔ               ｕｎｔｉｌ               ｔｈｅ               ｈｏｌｉｄａｙｓ               ｔｏ               ｐｕｒｃｈａｓｅ               ｔｈｅｓｅ               ｉｔｅｍｓ               ｗｈｅｎ               ｙｏｕ               ｃａｎ               ｒｅｓｅｒｖｅ               ａ               ｓｐｏｔ               ｉｎ               ｙｏｕｒ               ｐａｎｔｒｙ               ｏｒ               ｆｒｅｅｚｅｒ               ｎｏｗ               ａｎｄ               ｓａｖｅ               ｇａｓ,               ｔｉｍｅ               ａｎｄ               ｅｎｅｒｇｙ               ｌａｔｅｒ.                Ｃｈｅｃｋ               ｙｏｕｒ               Ｓｕｎｄａｙ               ｐａｐｅｒ               ｆｏｒ               ｃｏｕｐｏｎｓ               ｏｎ               ｔｈｅ               ｉｔｅｍｓ               ｙｏｕ               ｗｉｌｌ               ｎｅｅｄ               ａｎｄ               ｅｎｊｏｙ               ｔｒｅｍｅｎｄｏｕｓ               ｓａｖｉｎｇｓ.                Ｔａｌｋ               ｔｏ               Ｙｏｕｒ               Ｆａｍｉｌｙ                Ｈａｖｉｎｇ               ａ               ｄｉｓｃｕｓｓｉｏｎ               ｗｉｔｈ               ｙｏｕｒ               ｆａｍｉｌｙ,               ｃｈｉｌｄｒｅｎ               ｉｎ               ｐａｒｔｉｃｕｌａｒ,               ｒｅｇａｒｄｉｎｇ               ｔｈｅ               ｇｉｆｔ               ｇｉｖｉｎｇ               ｐｌａｎ               ｃａｎ               ｄｅｃｒｅａｓｅ               ｙｏｕｒ               ｓｔｒｅｓｓ               ｄｕｒｉｎｇ               ｔｈｅ               ｈｏｌｉｄａｙｓ. Ｉｆ               ｅｖｅｒｙｏｎｅ               ｋｎｏｗｓ               ｔｈｅ               ｇａｍｅ               ｐｌａｎ,               ｔｈｅｙ               ｗｏｎ'ｔ               ｅｘｐｅｃｔ               ｍｏｕｎｄｓ               ｏｆ               ｇｉｆｔｓ.                Ｙｏｕ               ｍａｙ               ｃｈｏｏｓｅ               ｔｏ               ｒｅｑｕｅｓｔ               ａ               ｗｉｓｈ               ｌｉｓｔ               ｆｒｏｍ               ｅａｃｈ               ｐｅｒｓｏｎ,               ｗｉｔｈ               ｔｈｅ               ｕｎｄｅｒｓｔａｎｄｉｎｇ               ｔｈａｔ               ａｌｌ               ｏｆ               ｔｈｅ               ｉｔｅｍｓ               ｏｆ               ｔｈｅ               ｌｉｓｔ               ｍａｙ               ｎｏｔ               ｅｎｄ               ｕｐ               ｕｎｄｅｒｎｅａｔｈ               ｔｈｅ               ｔｒｅｅ.                Ｄｏｎ'ｔ               ｆｅｅｌ               ｇｕｉｌｔｙ               ｉｆ               ｙｏｕ               ａｒｅ               ｕｎａｂｌｅ               ｔｏ               ｍｅｅｔ               ｙｏｕｒ               ｋｉｄ'ｓ               ｅｘｐｅｃｔａｔｉｏｎｓ. Ｕｎｌｅｓｓ               ｙｏｕ'ｖｅ               ｓａｖｅｄ               ａｌｌ               ｙｅａｒ               ｆｏｒ               ｂｉｇ               ｔｉｃｋｅｔ               ｉｔｅｍｓ,               ｙｏｕ               ｍａｙ               ｎｏｔ               ｂｅ               ａｂｌｅ               ｔｏ               ａｆｆｏｒｄ               ｅｖｅｒｙｔｈｉｎｇ               ｅａｃｈ               ｐｅｒｓｏｎ               ｗａｎｔｓ               ｉｎ               ｔｉｍｅ               ｆｏｒ               Ｃｈｒｉｓｔｍａｓ.                Ｉｆ               ｙｏｕ               ｆｏｌｌｏｗ               ｔｈｅｓｅ               ｔｉｐｓ,               ｙｏｕ               ａｒｅ               ｎｏｔ               ｏｎｌｙ               ｏｎ               ｙｏｕｒ               ｗａｙ               ｔｏ               ｂｅｉｎｇ               ｄｅｂｔ               ｆｒｅｅ               ａｆｔｅｒ               Ｃｈｒｉｓｔｍａｓ,               ｙｏｕ               ａｒｅ               ｃｈａｎｇｉｎｇ               ｙｏｕｒ               ｓｐｅｎｄｉｎｇ               ｈａｂｉｔｓ               ｆｏｒ               ａ               ｌｉｆｅｔｉｍｅ.

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   fiscalliteracy.wordpress.com/   11/19/2010

   ...unrelenting goal. Debt free living can be a reality for anyone... willing to commit to the goal. What if you were debt free? How would it change your life...

8. Free eBooks {9/25}: How to Get Out of Debt, Organizing Your Home in 7 Days, and More

   theprudentpantryblog.blogspot.com/   09/25/2012

   ...Amazon. Click on the image to read more about the book: Ready or Not (Aggie's Inheritance) How To Get Out Of Debt - A Biblical Approach To Living Debt-Free No-Stress Guide to Organizing Your Home in 7 Days Juicing Joy...

9. Resources to Help You Live Debt Free and Prosper Because Prosperity Allows You to Bless Others

   freecreditcounselingblog.typepad.com/debt_settlement_program/   02/15/2013

   ...big on self-empowerment—to live not only a debt-free life but also hopefully a... not mean you have to be a millionaire. ...Calculator, and after you see how much money you’re ...

10. ...it made no sense to the natural mind... in debt for over $30,000...this was how the Lord ... debt free! Now after living in east Germany...

    enjoyingthejourney.blogspot.com/   02/04/2006

    ...it made no sense to the natural mind... in debt for over $30,000...this was how the Lord ... debt free! Now after living in east Germany...

How To Live Debt Free - Blog Homepage Results

Frugal living for a debt-free lifebymoneymanage

http://moneymanage.wordpress.com/

How to live a frugal life

Get Out of Credit Card and Other DebtbyDebthelper

http://debtfreelivingplan.blogspot.com/

...pick up tips on how to save money. You'll find...of money management and debt advice that that are...debt. The road to debt free living doesn't have to be ...

Living Within Our Meansbypennybuck

http://pennybuck.wordpress.com/

...year, Christmas will be gift-free. We broke the news to our families a few ... under a load of debt. How can you make Christmas special...

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