레이블이 List of Debt Collection Agency인 게시물을 표시합니다. 모든 게시물 표시
레이블이 List of Debt Collection Agency인 게시물을 표시합니다. 모든 게시물 표시

2013년 11월 28일 목요일

About 'debt collection agencies in'|Steps When Interacting With Commercial Debt Collection Agencies







About 'debt collection agencies in'|Steps When Interacting With Commercial Debt Collection Agencies








Credit               collection               agencies               have               an               annoying               habit               of               harassing               people               on               a               daily               basis.

Harassment               may               include               telephoning               their               home               or               cell               phone               several               times               throughout               the               day,               mailing               collection               notices,               or               even               threatening               debtors               with               a               lawsuit.

Unfortunately,               collection               agencies               are               simply               doing               their               job.

Therefore,               little               can               be               done               to               stop               their               attempts               at               making               contact.

Still,               being               hounded               by               a               credit               collection               agency               is               embarrassing.

Some               people               have               had               to               change               their               telephone               numbers.

In               extreme               cases,               persons               have               even               moved               their               residence               in               a               last               ditch               effort               to               hide               from               creditors.

Rather               than               making               changes               to               personal               telephone               numbers               or               finding               a               new               place               to               live,               persons               owing               money               should               try               other               approaches               to               calming               creditors.

There               are               tactics               for               dealing               with               a               collection               agency.

Nonetheless,               it               will               require               work               on               your               part.

Consider               the               following               tips               for               handling               collection               agencies.
               Stop               Avoiding               Phone               Calls:               Even               if               you               do               not               have               the               money               owed               to               a               collection               agency,               avoiding               the               phone               calls               or               correspondents               will               not               make               the               problem               go               away.

If               anything,               collection               agencies               will               intensify               their               efforts.

By               intensifying,               you               can               expect               upwards               to               ten               phone               calls               and               messages               daily.

However,               if               you               speak               to               a               representative               and               arrange               a               payment               plan,               you               alleviate               the               annoying               calls.

Of               course,               if               you               do               not               live               up               to               your               end               of               the               bargain,               the               phone               call               will               begins               again.
               Establish               a               Payment               Plan:               Some               collection               agencies               are               flexible.

As               long               as               a               debtor               pays               something               toward               the               debt,               this               is               generally               enough               to               ease               harassment.

For               this               matter,               consider               making               small               payments               every               week.

If               possible,               arrange               for               the               collection               agency               to               automatically               withdraw               weekly               or               monthly               payments.

Regardless               of               how               much               is               owed,               the               collection               agency               can               only               withdraw               authorized               amounts.
               Look               into               Claim:               Often               times,               people               will               complain               of               collection               agencies               harassing               them               for               money               not               owed.

If               this               happens,               ask               the               debt               collection               agency               to               provide               proof               of               the               debt.

By               law,               alleged               debtors               are               entitled               to               this               information.

If               the               agency               cannot               provide               proof,               they               are               required               to               cease               collection               on               the               account.
               Maintain               Accurate               Records:               When               repaying               a               debt               or               investigating               a               claim,               keep               copies               of               all               paperwork.

Paperwork               may               consist               of               copies               of               all               checks               written,               money               order               receipts,               and               copies               of               all               attorney               letters               sent               to               the               agency.

Copies               are               useful               if               the               collection               agency               does               not               credit               a               payment               or               denies               receiving               any               correspondents.









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    1. billlions.blogspot.com/   10/03/2013
      ...any money, and they are sure they have not passed my details in to a debt collection agency, its a pretty bold scam. I am not sure where they have got my details...
    2. massprivatei.blogspot.com/   12/13/2011
      ...: A company will often sell off its debt to a collection agency, generally called a creditor. That...a court appearance. A notice to appear in court is supposed to...
    3. debtcollectorsanon.blogspot.com/   10/27/2005
      ... with, was LAM - at the time the 3rd largest debt collection agency (DCA) in australia and by far the largest in the state. i was ...
    4. kelsa.typepad.com/blog/   04/02/2012
      ...Fair Commercial collection agency Act (FDCPA...harassment for a debt, so if you...attorney. In addition it... in your debt being... collection agency which can place...
    5. indian-voice.blogspot.com/   04/23/2007
      ...protect our interests. (Including, without limitation, the use of a debt collection agency (in India, debt collection agencies are mostly similar to extortion agencies...
    6. passingparade.blogspot.com/   08/18/2007
      ... to reincarnate themselves in areas outside the reach of the Chinese secret police and most debt collection agencies. This causes the Chinese government...
    7. jameslparis.typepad.com/   01/15/2008
      ... available in my credit scoring...you actually do owe this debt and have the ability to...amount or maybe even less. Collection agencies buy bad debts...
    8. pinewoodpropertysolutions.blogspot.com/   03/02/2013
      ...about everything in terms of debt collection, whether the fact proves itself to be big or small. Collection agencies work well in the way of business but it ...
    9. thelandlorddoctor.wordpress.com/   07/28/2009
      ...and the business is critical. Very few nationwide collection agencies specialize specifically in collecting this type of debt. • Does the company collect judgments...
    10. unsecureddebt123.wordpress.com/   06/03/2012
      ...call from a collection agency or a letter in the mail...try to use debt settlement...sometimes sell debts in large ... to collection agencies. This ...
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      Corporate Collections take the view that not only are we instructed to collect debts, but to do so in the most professional manner possible. All...
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    2013년 11월 24일 일요일

    About 'debt collectors agency'|Large Debt Collectors & Consumer Reporting Agencies To Be Supervised by CFPD







    About 'debt collectors agency'|Large Debt Collectors & Consumer Reporting Agencies To Be Supervised by CFPD








    Debt               collectors               are               not               real               people.

    They               are               miserable               hollow               shells               who               sold               their               humanity               to               become               minimum               wage               phone               thugs.

    Now,               like               zombies,               debt               collectors               call               you               incessantly               with               threats,               harassments,               and               heavy-handedness.

    If               you               haven't               figured               it               out               yet,               most               of               the               things               debt               collectors               will               tell               you               are               lies.

    And               it               is               almost               impossible               to               stop               debt               collection               calls               without               actually               paying               these               zobmies.

    Still,               you               shouldn't               feel               bad               about               fighting               back;               don't               feel               bad               about               doing               some               harassing               and               threatening               of               your               own               the               next               time               you               received               debt               collector               calls.
                   Here               are               five               awesome               things               to               say               to               debt               collectors.

    They               probably               won't               help               you               stop               debt               collection               calls,               but               you               might               feel               a               little               better               about               yourself               for               flipping               the               script               on               debt               collectors.
                   1.

    "No,               my               records               indicate               that               you               owe               me               $2,000!"
                   Insist               that               the               debt               collector               owes               money               to               you.

    Childish?

    Yes.

    Innefective?

    Absolutely.

    Hilarious?

    Definitely.

    They               won't               know               how               to               respond,               and               that               means               that               you               can               at               least               win               one               battle               in               your               war               against               "the               man."               Ask               for               their               personal               bank               information.
                   2.

    "I               sent               a               payment               this               morning."
                   A               lot               of               us               are               already               using               this               gem               because               we               know               that               it               can               stop               debt               collection               calls               (at               least               temporarily.)               Make               them               believe               they're               getting               what               they               want               and               they'll               leave               you               alone               for               a               week               or               so.
                   It               also               works               good               if               you               actually               DO               send               a               payment,               but               the               downside               is               that               it               kind               of               costs               money               to               do               that.
                   3.

    "I               can't               deal               with               you               people               anymore.

    I've               wired               a               bomb               to               my               phone.

    The               next               time               I               receive               a               call               from               your               number,               it               will               detonate,               killing               me               and               everyone               within               a               two               mile               radius."
                   Force               the               debt               collector               to               make               a               moral               decision;               maybe               it               will               force               some               humanity               back               into               them.

    Of               course,               the               reality               is               that               they'll               know               you're               bluffing,               but               it's               still               a               pretty               good               one.

    Even               if               they               think               you're               serious,               they'll               call               back               anyway               because               debt               collectors               don't               care               if               you               die.
                   4.

    "I've               told               you               five               times               that               ________               doesn't               live               here               anymore               and               asked               you               to               stop               calling               this               number.

    I've               recorded               the               last               two               calls               and               my               lawyer               says               they'll               hold               up               in               court               when               I               file               my               harassment               suit               against               you.

    Could               I               have               your               name               again,               please?"
                   Put               some               fear               into               the               debt               collector.

    Again,               we're               using               their               scare               tactics               and               legal               threatening               tactics               against               them.

    You're               not               talking               to               the               CEO               of               the               debt               collection               agency--you're               talking               to               some               young-twenties               jerk               at               a               call               center.

    You               won't               stop               debt               collection               calls,               but               you               just               might               ruin               somebody's               day               over               the               phone,               same               as               they've               been               doing               to               you.
                   5.

    "Can               I               send               you               my               [cat/toaster/medication/prom               dress]               instead?

    It's               worth               a               lot               of               money?"
                   Choose               an               idiosyncratic               item               and               insist               that               it's               worth               the               amount               of               your               outstanding               debt.

    The               debt               collector               will               tell               you               that               this               item               isn't               an               acceptable               method               of               payment.

    Don't               listen               to               them.

    Keep               insisting               that               you're               going               to               send               the               item.

    Ask               for               the               payment               address,               ask               if               you               should               send               the               package               with               insurance/delivery               confirmation,               etc.

    Here's               the               good               part:               repeat               the               mailing               address,               confirm               the               item               you               plan               to               send,               and               ask               for               the               debt               collector's               name.

    Tell               them               you're               going               to               send               a               letter               to               their               supervisor               commending               them               for               all               of               their               help.

    Then               hang               up.

    Follow               through;               actually               send               this               letter.

    Write               about               how               wonderful               the               debt               collector               was               to               you,               and               how               he/she               worked               out               a               payment               plan               that               would               allow               you               to               send               in               your               cat               instead               of               actual               money.

    Be               sure               to               use               the               debt               collector's               name               in               your               letter.

    (And               then               don't               actually               send               them               your               cat.)
                   It's               hard               to               take               joy               in               a               crappy               situation               of               eternal               indebtedness.

    You               really               can't               stop               debt               collection               calls               without               paying,               but               with               a               little               creativity               and               a               lot               of               healthy               spite,               you               can               use               those               dreaded               calls               to               take               some               of               your               anger               and               frustration               out               on               some               butthole               debt               collector.






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